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Phone: (630) 577-1800

Joanie is a Managing Partner/LPL Registered Administrative Associate and cofounder of Retirement Solutions. She and her husband Mike Kwiatkowski have built a successful wealth management practice focused on meeting the challenges business owners, individuals and families face in growing, protecting and managing their wealth. 

Joanie is an integral part of the team, working one-on-one with the firm’s clients to ensure their needs are met across a broad range of areas including account inquiries, review preparation, coordinating asset transfers accurately and on a timely basis, client communications and special event planning. Joanie is instrumental in ensuring all office practices and operations maintain compliance with industry standards. She is the firm’s primary liaison with the investment companies and business partners providing oversight across all business operations, including human resources activities and technology initiatives.

Before cofounding Retirement Solutions, Joanie spent 17 years in the nursing field, specializing in pediatrics.  She graduated from The Toledo Hospital School of Nursing in 1979 and holds Series 6, 63 and 65 Investment Securities registrations through LPL Financial.  In her free time, she supports Hesed House, a homeless shelter in Aurora, IL, and enjoys spending time with her family, including her two children, Lisa and Ryan, and four grandchildren, Stevie, Gavin, Charlotte and Ramsey. 

Phone: (630) 577-1800

Kristina is an LPL Registered Administrative Associate who joined Retirement Solutions in 2015. With over 15 years of prior experience in the financial services industry, she brings a high standard for quality service and understanding to help provide advisor support as they assist clients working toward their financial goals.  Her duties include processing new account applications and paperwork, preparing documents for client reviews and responding to client requests. She assists in rebalancing current client accounts, executing trades and facilitating many additional aspects of account management. She is also part of the team responsible for developing financial plans for clients through data gathering and analysis.

Kristina graduated from Oregon State University with a bachelor’s degree in Finance concentrating on investments, and currently holds her series 7, and 63 registrations through LPL Financial.  She and her husband, John, enjoy spending time with their two grown children, Kellie and Matthew.  In her free time, Kristina enjoys being outdoors hiking, biking and walking their two goldendoodles.